Why You Need a Pension Plan

Creating a pension plan is essential for ensuring a secure financial future in retirement. At AgeWell, we emphasize the importance of planning ahead, whether you’re years away from retirement or just about to retire. A well-structured pension plan provides clarity on your income sources and helps you manage your savings effectively.

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Steps to Building a Pension Plan

Building a pension plan involves several key steps, including calculating your expected retirement income, determining your savings goals, and selecting the right investment strategies. AgeWell offers a step-by-step guide to creating a pension plan in Singapore, ensuring that your retirement is financially sound and sustainable.

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CPF and Private Pension Plans

In Singapore, your pension plan will likely include a combination of CPF savings and private pension investments. AgeWell explains how to integrate both sources into a cohesive pension plan, providing advice on when and how to withdraw your CPF funds and how to supplement them with private savings or investments.

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Managing Risk in Your Pension Plan

Every pension plan comes with risks, whether related to investment returns or inflation. AgeWell provides insights into how to manage these risks and protect your savings. We explore strategies for diversifying your investments, adjusting your withdrawal rates, and maintaining enough liquidity to cover unexpected expenses.

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Professional Pension Planning Services

If you need help creating a pension plan, AgeWell offers professional pension planning services. Our consultants will work with you to design a personalized plan based on your financial goals, risk tolerance, and retirement timeline. By developing a clear strategy, you can enjoy peace of mind knowing that your future is secure.

  • AgeWell, 123 Retirement Street, Singapore
  • +65 (977) 895-83
  • support@BestAgeWellSG.com